Business Overview

Business Hierarchy Structure for Utkarsh Small Finance Bank Limited

• Utkarsh Small Finance Bank Limited
  • Retail Banking
    • Asset Products
      • Micro-Banking
        • Joint Liability Group (JLG) Loans
        • Micro-Banking Business Loans
        • PM SVANidhi Loan Scheme
      • Other Retail Loans
        • MSME Loans (Retail Assets)
        • Housing Loans
        • CE & CV Loans
        • Loan Against Properties
        • Consumer Durables
        • Credit Card Receivable
    • Liability Products
      • Savings Account
      • Current Account
      • Term Deposits
      • Certificate of Deposits
      • Recruiting Deposits
    • Digital Banking Channels
      • Internet Banking
      • Mobile Banking
      • ATM-cum debit cards
      • UPI Payment Solutions
      • AePS service
      • V - KYC
      • Integrated Bill Payment System
      • Distribution and facilitation of accounts under certain government schemes
      • ICCW
    • Other Products & Services
      • Insurance Products
      • Mutual Funds
      • Locker Facilities
      • Utkarsh Vyapar
      • Saving and Pension, Health Insurance Products for Micro-Banking Clients
  • Wholesale Banking
    • Asset Products
      • Wholesale Lending (FI & SME Segment)
      • Business Banking Group (BBG) Lending
    • Liability Products
      • Deposits (from banks)
      • Deposits (from others)
      • Borrowings (RBI)
      • Borrowings (Other banks)
      • Borrowings (Financial institutions)
      • Borrowings (Bonds and debentures)
      • Borrowings (Other borrowings)
  • Treasury
  • Other Banking Operations