Spandana Sphoorty Financial Limited
₹214.59-0.66%Apr 13, 3:45 PM IST
SPANDANA•Finance•Finance/Rental/Leasing
Current Price
₹214.59-0.66%
Apr 13, 3:45 PM ISTMarket Cap₹1,916.39 Cr
Market Cap₹1,916.39 Cr
Business Overview
Spandana Sphoorty Financial Limited operates through 3 main business divisions including Microfinance Operations, Lending Products via Subsidiary, Individual Loans.
Business Hierarchy Structure for Spandana Sphoorty Financial Limited
- Spandana Sphoorty Financial Limited
- Microfinance Operations
- Joint Liability Group (JLG)-based microfinance
- Target Audience
- Women entrepreneurs from low-income households
- Accessibility
- Group-based loans provided at the customers’ doorstep
- Flexible repayment
- Weekly/monthly with no prepayment penalty
- Loan Tenure
- 12 to 30 months
- Loan Amount
- Upto ₹80,000
- Target Audience
- Joint Liability Group (JLG)-based microfinance
- Lending Products via Subsidiary
- Criss Financial Limited
- Loan Against Property (LAP)
- Target Audience
- Self-employed individuals (manufacturers/traders/retailers) in the daily income category, predominantly from semi-urban and rural areas
- Loan Amount
- ₹2-10 lakh
- Target Audience
- Nano Enterprise Loans
- Target Audience
- Self-employed individuals (manufacturers/traders/retailers) in the daily income category, predominantly from semi-urban and rural areas
- Loan Amount
- ₹50,000-₹1,00,000
- Target Audience
- Loan Against Property (LAP)
- Criss Financial Limited
- Individual Loans
- Individual Loans
- Target Audience
- Women borrower, majorly in rural areas
- Loan Amount
- ₹35,000-₹80,000
- Target Audience
- Individual Loans
- Microfinance Operations