RBL Bank Ltd.

₹316.1-1.88%Apr 13, 3:30 PM IST

RBLBANK•Finance•Major Banks

Current Price

₹316.1-1.88%

Apr 13, 3:30 PM IST

Market Cap₹19,889.08 Cr

Business Overview

RBL Bank Limited operates through 5 main business divisions including Corporate Banking, Commercial Banking, Branch Banking & Retail Liabilities, Retail Assets and Treasury, Financial Markets Operations.

Business Hierarchy Structure for RBL Bank Limited

RBL Bank Limited
- Corporate Banking
  - Cash Management Solutions
  - Cross Border Remittances under LRS
  - Project Finance
  - Real Estate Finance
  - Corporate Sales
  - Sales Bill Discounting/Sales Invoice Discounting
  - Dealer Finance
  - Corporate Purchase
  - Purchase Bill Discounting
  - Vendor Finance
  - Working Capital Finance
  - Short-term Finance
  - Structured Finance
  - Term Lending (INR & FCY - including through GIFT City branch)
  - Diamond Dollar Accounts
  - Forex Services
  - EEFC Accounts
  - Offshore Financing
  - Agricultural Lending
  - GIFT Branch Capability
  - Trade Finance Products
  - Trade Services Products
  - Forex Desk
  - Night desk till 8 pm
  - FCY-FCY Spot deals on Mumbai holidays
  - Money Market Desk
  - Derivatives Desk
  - Forex derivatives - Currency swaps, IRS, Options for hedging client's trade and capital account exposures
  - INR Interest rate derivatives - Linked to market benchmarks to hedge client's balance sheet exposures
  - SOFR, SONIA, EURIBOR and other ARR linked products available
  - Non-deliverable Forwards settled in FCY and/or INR from GIFT IFSC & Mumbai onshore as per RBI guidelines
  - Non Deliverable Currency Swaps from GIFT IFSC & Mumbai onshore
  - Bullion Desk - Gold & Silver; Gold Metal Loan
- Commercial Banking
  - Cash Credit and Overdraft Facility
  - Term Loans - Foreign Currency and Indian Rupee
  - Export Credit in Foreign Currency and Indian Rupee (Pre/ Post Shipment)
  - Buyer's Credit (from RBL Bank GIFT City branch) /SBLC
  - Letter Of Credit-backed Bill Discounting
  - Bank Guarantee
  - Working Capital Demand Loan
  - Letter of Credit
  - Loan Equivalent Risk (LER)
  - Bill Purchase/Discounting
- Branch Banking & Retail Liabilities
  - Savings Account
    - Digital Savings Account (Regular & Prime)
    - GO Digital Savings Account
    - RISE Savings Account
    - Savings Account (Basic, Classic, Advantage, Prime & Prime Edge)
    - Digisaver Account
    - Woman's First Savings Account
    - Seniors First Savings Account
    - Special Institutions Account
    - Plus Savings Account (For Home Loan, LAP & Education Loan)
    - Savings Account for Loan Against Gold
  - Current Account
    - Business & Business Plus Account
    - Exceed Account (Extra, Express & Elite)
    - Value Plus Gold 500 Account
    - Traders Current Account
    - Self Employed Professionals Account
    - Indian Start-up Club Account
    - Exceed Global Account (Extra & Elite)
    - Special Institutions Account
  - NRI Banking
    - Individual NRE & NRO Current Account
    - Term Deposit (NRE, NRO & FCNR)
    - Foreign Currency Fixed Deposits at GIFT City
    - NRO Tax Saver Fixed Deposit
    - Portfolio Investment Scheme Savings & Current Accounts
    - Resident Foreign Currency Deposits
  - Fixed Deposits
    - Fixed Deposits (Regular, Digital & Flexi Sure)
    - ACE Fixed Deposit
    - Tax Savings Fixed Deposits
    - Senior Citizen & Super Senior Citizen Fixed Deposits
    - Recurring Fixed Deposits
    - Smart Deposits
  - Insurance
    - Life Insurance
    - General Insurance
    - Health Insurance
  - Depository Services
    - Demat Account
  - Investment Service
    - Client Suitability
    - Customer Risk Profiling
    - Portfolio Review
    - Risk Management
    - Invest First++ - Online Investments
    - ASBA (Online & Offline)
    - National Pension System (NPS)
  - Safe Deposit Lockers
    - Online Reservation Facility
  - Corporate Salary Accounts & Employee Banking
    - Salary Account (Classic, Executive, Executive Plus & Next)
  - Insignia Preferred Banking
    - Experienced Relationship Manager and Dedicated Insignia Service Manager
    - Exclusive Insignia Debit & Credit Card
    - Product Specialists with domain expertise, providing need-based solutions, across a gamut of products
    - Curated Cash Management and Lending Services
    - Tailor-made Solutions - Investment, Insurance, Foreign Exchange & Trade
    - 25% Discount on Lockers*
    - Family Banking Benefits
  - Aspire Banking Programme
    - Personal Banking Programme with value added benefits
    - Platinum First Debit card
    - Cookies Credit card/Shoprite Credit card
    - Doorstep Banking Service
    - Preferential Pricing on Loans
    - Family Banking Benefits
    - 15-20% discount on lockers*
  - Tax Payment Services
    - Direct Tax – Online & Offline
    - GST – Online & Offline
  - Debit Cards
    - Enterprise Debit Card
    - Signature+ Debit Card
    - Pinnacle Debit Card
    - Crest Debit Card
    - GO Debit Card
    - NEXT Debit Card
    - Titanium First Debit Card
    - Business First Debit Card
    - India Start-up Club Debit Card
    - Woman's First Debit Card
    - Visa Classic & Visa Platinum Debit Card
    - RuPay Classic Debit Card
    - RuPay Kisan Debit Card
  - ATM
    - Cash Withdrawals
    - Balance Inquiry
    - Mini Statement
    - Cheque Book Request
    - Statement Request
    - ATM PIN Change
  - Digital Channels
    - RBL MoBank App
    - RBL MyCard App
    - RBL BizBank App
    - RBL Diplomat App
    - Retail Internet Banking
    - Corporate Internet Banking
    - RBL Cares - Chatbot
    - WhatsApp Banking
    - SMS Banking
    - Missed Call services
- Retail Assets and Treasury
  - Co-brand Credit Cards
    - Easy Saver SuperCard
    - Platinum Classic, Prime & Max SuperCard
    - Platinum Edge, Choice & Plus SuperCard
    - World Prime, Max & Plus SuperCard
    - Platinum TravelEasy SuperCard
    - Platinum ValuePlus SuperCard
    - Platinum LifeEasy SuperCard
    - Platinum ShopSmart SuperCard
    - Platinum ShopDaily SuperCard
    - Platinum ShopGain SuperCard
    - Platinum Advantage SuperCard
    - Platinum Bonus SuperCard
    - Binge SuperCard
    - MyFirst SuperCard
    - World Select SuperCard - Employee Card
    - Lazypay Credit Card
    - Save Max Credit Card
    - Save Max Pro Credit Card
    - Duet Credit Card
    - Duet Plus Credit Card
    - Moneytap Credit Card
    - Moneytap Black Credit Card
    - Play Credit Card
  - Cross-sell
    - Xpress-Cash
    - Dial for Cash
    - R-Shield
    - Split n Pay & Split n Pay+
    - EMI Infinity Pass
  - Retail Agri Business
    - Kissan Credit Card (KCC)
  - Warehouse Receipt Finance
    - Trade/Pledge Finance
  - Vehicle Finance
    - Auto Loan
    - Two-wheeler Loans
    - New and Used Car Loans
    - Loans for New/Used Tractors
    - Loans for Harvesters
    - Loans for Farm Equipment
  - Microfinance
    - Zero Balance Savings Bank Account
    - Micro-Insurance
    - Hospital Insurance - Hospicash
    - Micro Loans/JLG Loans
  - Inclusive Finance Institutions
    - Fund Based Limits
    - Term loans for on-lending to MicroFinance Segment customers & various NBFC customers under affordable advance segment
    - Cash Credit/ Working Capital Limits for short-term working capital requirement
    - Non-fund-based Limits
    - Treasury Services including Foreign Exchange Hedges
    - Bank Guarantees
    - Investments
  - Treasury Services
    - Syndication Services for Loans & Bonds
    - Structured Finance & Securitisation Solutions
    - Forex Desk
    - India market hours
    - Night desk till 8 pm
    - FCY-FCY Spot deals on Mumbai holidays
    - Money Market Desk
    - Derivatives Desk
    - Forex derivatives - Currency swaps, IRS, Options for hedging client's trade and capital account exposures
    - INR Interest rate derivatives - Linked to market benchmarks to hedge client's balance sheet exposures
    - SOFR, SONIA, EURIBOR and other ARR linked products available
    - Non-deliverable Forwards settled in FCY and/or INR from GIFT IFSC & Mumbai onshore as per RBI guidelines
    - Non Deliverable Currency Swaps from GIFT IFSC & Mumbai onshore
    - Bullion Desk - Gold & Silver; Gold Metal Loan
- Financial Markets Operations
  - Treasury Services
    - Syndication Services for Loans & Bonds
    - Structured Finance & Securitisation Solutions
    - Forex Desk
    - India market hours
    - Night desk till 8 pm
    - FCY-FCY Spot deals on Mumbai holidays
    - Money Market Desk
    - Derivatives Desk
    - Forex derivatives - Currency swaps, IRS, Options for hedging client's trade and capital account exposures
    - INR Interest rate derivatives - Linked to market benchmarks to hedge client's balance sheet exposures
    - SOFR, SONIA, EURIBOR and other ARR linked products available
    - Non-deliverable Forwards settled in FCY and/or INR from GIFT IFSC & Mumbai onshore as per RBI guidelines
    - Non Deliverable Currency Swaps from GIFT IFSC & Mumbai onshore
    - Bullion Desk - Gold & Silver; Gold Metal Loan