Karnataka Bank Ltd.

₹198.42-0.79%Dec 16, 3:45 PM IST

KTKBANK•Finance•Regional Banks

Current Price

₹198.42-0.79%

Dec 16, 3:45 PM IST

Market Cap₹7,564.33 Cr

Business Overview

Karnataka Bank Ltd. operates through 8 main business divisions including Corporate / Wholesale Banking, Retail Banking, Treasury Operations, Deposits, Government Banking, Liability Products, ADC Channels, Other Banking Operations.

Business Hierarchy Structure for Karnataka Bank Ltd.

Karnataka Bank Ltd.
- Corporate / Wholesale Banking
  - Term Loans
  - Working Capital Facilities
  - Foreign Exchange Services
  - Structured Finance
  - Trade Financing Products
    - Letters of Credit
    - Guarantees
    - Bill Discounting
  - MSME Sector Financing
    - KBL Contractor Mitra Loan
    - KBL Micro Mitra Loan
    - KBL Export Mitra Loan
    - KBL MSME Scheme
    - KBL Mahila Udyog (Women’s Business Loan)
    - KBL Commercial Vehicle Loan
    - KBL Equipment Loan
  - Other Business Finance Products
- Retail Banking
  - Personal Loans
    - KBL Xpress Cash Loan
    - KBL Insta Cash Loan
  - Education Loans
    - KBL Vidya Nidhi Quick Education Loan
    - KBL Skill Loan
  - Gold Loans
    - KBL Bullet Repayment Scheme
  - Home Loans
    - KBL Apna Ghar
    - KBL Apna Ghar Elite
    - KBL Xpress Home Loan Platform
  - Vehicle Loans
    - KBL Xpress Car Loan
    - KBL Express Easy Ride Loan
  - Agriculture Loans
    - Kisan Credit Card Scheme
    - KBL Agri Gold Scheme
    - Krishik Sarathi Scheme
    - Krishik Pushpankura Scheme
    - Krishik Sinchana Scheme
  - NRI Priority Banking
    - NRE/NRO Accounts
    - Foreign Currency Deposits
    - Remittance Facilities
  - Digital Banking Services
    - Mobile Banking (KBL Mobile Plus, KBL ONE)
    - Internet Banking (KBL Money Click)
    - UPI Payment Services
    - Digital Messaging
    - WhatsApp Banking
    - Online Account Opening
    - Digital Lending (KBL Xpress series)
- Treasury Operations
  - Statutory Reserves Management (SLR, CRR)
  - Liquidity Management
  - Investment and Trading Activities
  - Foreign Exchange Activities
  - Forward Contracts
  - Mutual Funds
  - Certificates of Deposits
  - Floating Rate Instruments
- Deposits
  - Demand Deposits
    - From Banks
    - From others
  - Savings Bank Deposits
  - Term Deposits
    - From Banks
    - From others
    - Recurring Deposits
- Government Banking
  - Direct Taxes Collection
  - Customs Duty Collection
  - GST Collection
  - Flexi Fixed Deposit facilities for government agencies
- Liability Products
  - Corporate Salary Account
  - KBL-WISE (Senior Citizen Savings Scheme)
- ADC Channels
  - ASBA IPO through Mobile banking
  - NCMC (Metro) RuPay premium debit card
  - BBPS through mobile banking
  - UPI Lite
- Other Banking Operations
  - Bancassurance
    - Life Insurance
    - General Insurance
  - Mutual Funds Distribution
  - Demat Account Services
  - Card Services
  - Locker Facility
  - Internet Banking