IndusInd Bank Ltd.

₹956.75-0.81%Feb 27, 3:45 PM IST

INDUSINDBK•Finance•Major Banks

Current Price

₹956.75-0.81%

Feb 27, 3:45 PM IST

Market Cap₹75,137.99 Cr

Business Overview

IndusInd Bank operates through 10 main business divisions including Consumer Banking, Corporate & Commercial Banking Group (CCBG), Bharat Financial Inclusion Limited (BFIL) (Subsidiary), Treasury & Global Markets, Transaction Banking Group, Pan Bank Liabilities Group (PBLG), Financial Restructuring and Reconstruction Group (FRRG), General Banking Operations, Digital Banking & Transformation, ESG Initiatives.

Business Hierarchy Structure for IndusInd Bank

IndusInd Bank
- Consumer Banking
  - Consumer Liabilities
  - SME & Merchant Acquisitions
    - Indus Merchant Solutions (IMS) App
    - Current Account for self-employed individuals and new-age small businesses
  - Client Wealth Management
  - Retail Payments
    - UPI Transactions
    - Indus PayWear
  - Retail Assets & Credit Cards (RACC)
    - Retail Agriculture Business
    - Loans Against Property
    - Credit Cards
      - IndusInd Bank Platinum RuPay Credit Card
      - IndusInd Bank Tiger Credit Card
      - IndusInd Bank Samman RuPay Credit Card
      - IndusInd Bank eSvarna Corporate Credit Card
      - EazyDiner IndusInd Bank Platinum Credit Card
    - Personal Loans
    - Business Loans
    - Loans Against Card Receivable
    - Gold Loans
    - Loans Against Securities
    - Health Care Finance
    - Prime Home Loans
    - Overdrafts against Fixed Deposits
    - Vehicle Finance
  - Affluent Banking
    - PIONEER Private Banking
- Corporate & Commercial Banking Group (CCBG)
  - Emerging Local Corporates
  - Specialized Business Verticals
    - Education & Healthcare
      - Project financing
      - Cash management
      - Virtual account solutions
      - Escrow services
      - Digital services for end-to-end fee collection and reconciliation
    - Healthcare Services
    - Education Services
  - Client Coverage Groups
  - Corporate & Institutional Banking Group
  - Commercial Banking Group
  - Supply Chain Finance (SCF)
  - Project Finance
  - Investment Banking
- Bharat Financial Inclusion Limited (BFIL) (Subsidiary)
  - Microfinance Loans
  - Merchant Loans
  - Liability Products
  - Remittances
  - Bharat Super Shop (BSS)
  - Bharat Money Stores (BMS)
  - CSR Programs (Bharat Sanjeevani)
- Treasury & Global Markets
  - Treasury
  - Global Markets Group
    - Trading (Rates, Equities, Foreign Exchange and Derivatives)
    - Client Sales
    - Asset Liability Management (ALM)
- Transaction Banking Group
  - Cash Management Services (CMS)
  - NACH, BBPS, UPI, Escrow services, API-based e-Payments and e-Collections
  - Government Payment System, e-Tendering, GeM, PFMS and subsidy management
  - Trade Services
  - Trade Finance
- Pan Bank Liabilities Group (PBLG)
- Financial Restructuring and Reconstruction Group (FRRG)
- General Banking Operations
- Digital Banking & Transformation
  - INDIE - A Hyper-Personalized Financial Super-App
    - Best-in-class payment capability
    - Flexible line of credit
    - Customizable Loyalty Program
    - Unparalleled security
  - IndusMobile
  - Indus PayWear
  - IndusNet
  - Central Bank Digital Currency (CBDC)
  - Digital GIFT City App
  - Indus Easycredit
  - Savings Account and Fixed Deposits Online Platform
  - Indus Fast Remit (IFR)
  - WhatsApp Banking and ChatBot
- ESG Initiatives
  - ESG in Business
    - IndusWE
    - Indus Solar
    - Green/Social Loans and Bonds
    - Credit Guarantee Trust for Micro and Small Enterprises (CGTMSE)
    - Partnership with Development Finance Institutions (DFIs)
  - ESG in Risk Underwriting
  - ESG in Operations
  - Sustainability Initiatives
    - Water Stewardship
    - Renewable Energy
    - Waste Management
    - Afforestation and Biodiversity Conservation
    - Education Programs
    - Inclusive Sports
    - Armed Forces Welfare Program