HDFC Bank Limited

₹996.1-0.54%Dec 15, 3:45 PM IST

HDFCBANK•Finance•Major Banks

Current Price

₹996.1-0.54%

Dec 15, 3:45 PM IST

Market Cap₹15,38,555.23 Cr

Business Overview

HDFC Bank operates through 9 main business divisions including Treasury, Retail Banking, Wholesale Banking, Commercial and Rural Banking (CRB), HDB Financial Services Limited (HDBFSL), HDFC Life Insurance Company Limited (HDFC Life), HDFC Asset Management Company Limited (HDFC AMC), HDFC ERGO General Insurance Company Limited (HDFC ERGO), HDFC Securities Limited (HSL).

Business Hierarchy Structure for HDFC Bank

HDFC Bank
- Treasury
- Retail Banking
  - Digital Banking
    - HDFC Bank NOW
    - XpressWay
    - PayZapp
    - SmartHub Vyapar
    - HDFC Bank One
    - Digital Loan Origination
    - Smart Saathi
  - Personal Loans
  - Auto Loans
  - Gold Loans
  - Two-Wheeler Loans
  - Small Ticket Working Capital
  - Healthcare Finance
  - Commercial Vehicle & Equipment Finance
  - Loan Against Securities
  - Savings Accounts
  - Current Accounts
  - Corporate Salary Accounts
  - NRI Deposits
  - Fixed and Recurring Deposits
  - Credit Cards
  - Debit Cards
  - Prepaid Cards
  - Digital Wallets
  - Wealth Management Solutions
  - Kisan Gold Card
  - Housing Finance
  - Mutual Funds Distribution
  - Life Insurance Distribution
  - General Insurance Distribution
  - Health Insurance Distribution
- Wholesale Banking
  - Loans
    - Working Capital Facilities
    - Term Lending
    - Project Finance
    - Realty Finance Business
  - Supply Chain Financing
  - Export Finance
  - Trade Credit
  - Wholesale Deposits
  - Investment Banking
    - Capital Finance through Debt/Equity Capital Markets
    - Mergers & Acquisitions
    - IPOs
    - Private Equity
    - Venture Capital Fund Raising
    - Loan Syndication
    - Customised Solutions
  - Other Banking Products and Services
    - Forex & Derivatives
    - Custodial Services
    - Cash Management Services
    - Letters of Credit
    - Guarantees
    - Correspondent Banking
  - Mortgages
    - Home Loans
    - Rural Housing Loans
    - Loan Against Property
    - Refinance
    - Home Loans to NRI’s
  - Corporate Banking
    - TradeFlow
    - Corporate Net Banking (CBX)
- Commercial and Rural Banking (CRB)
  - Micro Finance
  - Agriculture Finance
    - Crop Loan/ Farmer Finance
    - KCC
    - Dairy/Cattle Finance
  - Small and Medium Enterprises (MSME)
    - BizXpress
    - Dukandar Dhamaka (Overdraft facility)
  - Transportation Finance Group
    - Commercial Vehicle/Equipment Finance
    - Tractor Finance
    - Infrastructure Finance
  - Trade Finance & FX Advisory
  - Liabilities
    - CASA Accounts
    - Fixed Deposits
    - Salary Account
  - Sustainable Livelihood Initiative (SHG and JLG)
- HDB Financial Services Limited (HDBFSL)
  - Loans (Secured and Unsecured)
  - Fee-based products
  - BPO services
- HDFC Life Insurance Company Limited (HDFC Life)
  - Individual Insurance Solutions
  - Group Insurance Solutions
  - Protection, Pension, Savings, Investment, Annuity, Health products
- HDFC Asset Management Company Limited (HDFC AMC)
  - Mutual Funds
  - Portfolio Management Services
  - Alternative Investment Funds
- HDFC ERGO General Insurance Company Limited (HDFC ERGO)
  - Motor Insurance
  - Health Insurance
  - Travel Insurance
  - Home Insurance
  - Personal Accident Insurance
  - Cyber Insurance
  - Property Insurance
  - Marine Insurance
  - Liability Insurance
  - Crop Insurance
  - Cattle Insurance
- HDFC Securities Limited (HSL)
  - Stocks
  - Gold
  - Real Estate
  - Debt Instruments