ESAF Small Finance Bank Limited

₹26.17-1.02%Dec 16, 3:45 PM IST

ESAFSFB•Finance•Regional Banks

Current Price

₹26.17-1.02%

Dec 16, 3:45 PM IST

Market Cap₹1,361.11 Cr

Business Overview

ESAF Small Finance Bank Limited operates through 9 main business divisions including Treasury, Wholesale Banking, Retail Banking, Agri-Lending Products, MSME, Micro Banking, Digital and Alternative Banking Channels Department, Other Banking Services & Products, CSR Initiatives.

Business Hierarchy Structure for ESAF Small Finance Bank Limited

ESAF Small Finance Bank Limited
- Treasury
- Wholesale Banking
- Retail Banking
  - Retail Assets
    - Housing Loans
      - Dream Housing Loans
      - Affordable Housing Loans
    - Loan Against Property
    - Dream Education Loans
    - Lease Rental Discounting
    - Mortgage Loans
    - Mobility Loans
    - Gold Loans
    - Vehicle Loans
    - Personal Loans
    - Clean Energy Loans
    - Agri Loans
  - Retail Liabilities
    - Current Accounts
    - Savings Accounts (Domestic)
      - Eleganza
      - Pradham
      - Royale
      - Mahila Sree
    - Savings Accounts (NR)
      - SB NRE/NRO Pragati
      - SB NRE Royale
      - SB NRE/NRO Eleganza
    - Fixed Deposits
    - Recurring Deposits
    - Term Deposits
      - TD (Normal)
      - TD (Hrudaya)
- Agri-Lending Products
  - Kisan Jyothi
  - ESAF Farmer Producer Organisation (FPO) Finance
  - ESAF Kisan Pragati
  - ESAF Kisan Saral
  - ESAF Farmer Interest Group Loan
  - ESAF SHG-BLP
  - ESAF Kisan Vriddhi
  - ESAF Dairy Development Loan
  - ESAF Kisan Credit Card (E-KCC)
  - ESAF Haritha Loan
  - Go Green Vehicle Loans
  - Agri Loans
  - Clean Energy Loans
- MSME
  - TReDS (Trade Receivables Electronic Discounting System)
  - QR Loan
  - Udyog Saral Loan
  - MSME GST Power
  - MSME Business LAP
  - MSME Udyog Loans
  - Micro Enterprise Loan (MEL)
  - Vyapar Vikas Yojana (VVY)
- Micro Banking
  - Microfinance Loans
    - Income generation activities
    - Consumption/ general purpose including consumer durables, green energy purposes
    - Sanitation purpose
    - Water Connection purpose
  - Other Micro Loans
    - Income generation activities
    - Consumption/ general purpose including consumer durables, green energy purposes
    - Sanitation purpose
    - Water Connection purpose
  - ESAF Income Generation Loan
  - ESAF Nano Loan
  - ESAF General Loan
  - ESAF Asha Loan
  - ESAF Nirmal Loan
  - ESAF Nirmal Loan Plus
  - ESAF Jeevadhara Loan
  - ESAF Jeevadhara Loan Plus
  - ESAF Vidyajyoti Loan
  - ESAF Vidyajyoti Plus
- Digital and Alternative Banking Channels Department
  - Digital Banking Division
    - Debit Cards
    - Internet Banking
    - Mobile Banking
    - UPI QR
  - Agency Banking Division
    - Micro ATMs
    - AePS
    - Domestic Money Transfers (DMT)
    - Bharat Bill Pay Services (BBPS)
    - Account Opening
- Other Banking Services & Products
  - Insurance (Distribution of third-party life and non-life general insurance policies)
  - Government Pension Products
  - Forex (Foreign Exchange Services)
  - Money Transfer Services
  - Aadhaar Seva Kendra Services
  - Safe Deposit Lockers
- CSR Initiatives
  - ESAF Balajyothi
  - ESAF Entrepreneurship Acceleration Programme
  - ESAF Village-Level Entrepreneurship Development Programme
  - ESAF Urjabandhu
  - ESAF Arogyamitra
  - ESAF Krushakmitra
  - ESAF Pashumitra
  - ESAF Capacity Building and Market Linkages for Entrepreneurship Collectives
  - ESAF Centre for Excellence in Collective Enterprises
  - ESAF Healthcare Infrastructure Development and Support
  - ESAF Emergency Relief and Community Interventions
  - ESAF Garshom
  - ESAF Rural School Infrastructure Development and Support
  - ESAF Santhwana