Business Overview

Computer Age Management Services Limited (CAMS) operates through 8 main business divisions including Mutual Fund Services Business, Alternative Investment Fund (AIF) & Portfolio Management Services (PMS), Insurance Repository & Services Business, KYC Registration Agency Business, Account Aggregator Services, Payment Aggregator Services, Software Solutions Business, Data Science and Analytical Offerings.

Business Hierarchy Structure for Computer Age Management Services Limited (CAMS)

Computer Age Management Services Limited (CAMS)
- Mutual Fund Services Business
  - Registrar and Transfer Agent (RTA) Services
    - Investor Servicing Platforms
      - myCAMS (Mobile App)
      - MFCentral (Digital Solution)
    - Transaction Processing
    - SIP Registrations
    - Assets Under Management (AuM) Servicing
    - Loan Against MF Holdings (digiLoan)
  - CAMServ (Chatbot)
  - eKYC Services (for MF Investors)
- Alternative Investment Fund (AIF) & Portfolio Management Services (PMS)
  - Platform-based Services
    - Digital Onboarding Services
    - AML Services
    - Transaction Processing
    - Record Management
    - Fund Accounting and Reporting
    - Reconciliation
    - MIS and Reporting Systems
    - Intermediaries Revenue and Investor Service Management
  - Fintuple Technologies Private Limited
    - Digital Onboarding Solutions
    - eKYC
    - Fund Reports
- Insurance Repository & Services Business
  - CAMS Insurance Repository Services Limited (CAMSREP)
    - Insurance Policy Dematerialisation
    - Policyholder Portfolio Management
    - New Business Processing
    - Renewal Collection
    - Benefit Processing
  - Bima Central (Insurtech Initiative)
- KYC Registration Agency Business
  - CAMS Investor Services Private Limited (CAMS KRA)
    - Investor KYC Verification
    - '10-Minute KYC'
    - AI-assisted Face Match, OCR, Liveliness Checks
  - Central Record Keeping Agency (CRA) for NPS
    - eNPS Registrations
- Account Aggregator Services
  - CAMS Financial Information Services Private Limited (CAMS FIS) / CAMSfinserv
    - Consent-based Financial Asset Data Aggregation and Sharing
    - Unified View of Financial Assets
    - Digital Customer Experience
- Payment Aggregator Services
  - CAMS Payment Services Private Limited (CAMSPay)
    - Mandated Transaction Management
    - UPI, UPI AutoPay, Net Banking, eSign Mandate, InstaNACH
- Software Solutions Business
  - Sterling Software Private Limited (SSPL)
    - API-based Integrated Solutions
    - Digital Authentication Solutions
    - DICEPRO (Broker Rate Structure Management)
- Data Science and Analytical Offerings
  - Think Analytics India Private Limited (TAIPL) / Think360.ai
    - Digital Custody Solutions
    - Custom Digital Platform for Wealth Institutions
    - eServices (eSign, eStamp, eKYC)
    - Data Analytics Services
      - Bank Statement Analyser
      - Personal Finance Manager
      - GST Analyser