Business Overview

Business Hierarchy Structure for Inditrade Capital Limited

• Inditrade Capital Limited
  • Micro Finance
    • Loan Products
      • Micro Business Loans to Women Entrepreneurs
      • Loans between ₹ 10,000 and ₹ 60,000
    • Lending Models
      • Joint Liability Group (JLG)-based lending
    • Service Offerings
      • Tech-enabled monitoring and collections
  • Agri-commodity Finance
    • Lending Focus
      • Lending to Agri-Traders, Stockists, Processors and Farmers
    • Loan Against Commodities
      • Loan against non-essential Agri-commodities upto ₹ 5 Crores
    • Evaluation & Fulfillment
      • Conduct evaluation through exchange and other accredited warehouses
      • Mobile app solution for fulfilling demand of processors and e-auction
    • Risk Management
      • Price hedged in exchange, if necessary
  • Scalerator
    • Distribution of Financial Services
      • Business Loans (secured and unsecured)
      • Personal Loans
      • Insurance (Life, Health and General)
      • Gold Loans
    • Lending Model
      • Customer centric offers through various lending organisations
      • Diversified set of lenders including but not limited to Inditrade
  • Boonbox
    • Rural E-commerce
      • End-to-end rural E-commerce
    • Customer Segment
      • Rural customers with household income <₹1 lakh per annum
    • Customer Acquisition
      • Customer acquisition through affiliates (typically MFI, banking correspondents, rural level NGOs, etc.)
    • Service Delivery
      • Delivering the product to the customers
      • Product installation and 1st level customer support
  • Insurance Broking
    • Broker Type
      • Direct Life & General Insurance Broker
    • Operations
      • Presence in 4 states
      • More than 45,000 policies issued in 2023-24
      • 16,000 lives covered under Group Credit
      • 65,000 plus lives covered under Group Health Policies
      • ₹36.72 Crores of Premium